Articolo
PSD2: the reference framework of the Payment Services Directive is more complete, but some questions remain
a cura di Deloitte Italia
Posted in: Articolo
Ott
11
2018
The revised Payment Services Directive (PSD2) aims to contribute to the development of the EU market for electronic payments, where consumers, retail operators and payment service providers will be able to enjoy advantages offered by the internal market of the European Union. In particular, ...more »
Asset management under a minimum guarantee for life insurance products
di Emilio Barucci e Daniele Marazzina
Posted in: Articolo
Ott
06
2018
Life insurance products are often characterized by a minimum guarantee: the insurance company manages funds guaranteeing a minimum return to policyholders (with profit products). In a recent paper with Elisa Mastrogiacomo we investigated how the presence of a minimum guarantee affects the asset manager’s strategy ...more »
Tagged width: Barucci Emilio, insurance, Marazzina Daniele
Set
23
2018
Quale sarà l’impatto dell’ondata tecnologica di Intelligenza Artificiale (AI) e Machine Learning (ML), pilastri della Data Science, sull’industria del Wealth Management (WM)? Di certo l’ondata Fintech sta portando e porterà novità nella matura e relativamente poco digitale industria del WM. La parte forse più elettrizzante ...more »
Tagged width: fintech, Zenti Raffaele
Set
13
2018
The financial system is undergoing a more and more important, pervasive and disrupting technological evolution. Most of the financial market players are evolving their business models into a FinTech direction, leveraging on the more efficient, independent and flexible technology which is able to learn through ...more »
Tagged width: capital markets, deloitte
Interest rates volatility in the insurance liabilities evaluation
di Silvia dell’Acqua
Posted in: Articolo
Set
08
2018
Under Solvency II (SII), insurance and reinsurance companies have to evaluate their assets and liabilities following harmonized principles, among which the discounting of the liabilities cash flows through a risk free interest rates yield curve, that EIOPA has been publishing on a monthly basis since ...more »
Tagged width: Dell'Acqua Silvia, insurance
Segnali incoraggianti dal credito bancario alle imprese
di Carlo Milani e Fabiano Salvio
Posted in: Articolo
Ago
30
2018
La congiuntura bancaria europea sembra vivere un momento positivo. Come emerge dall’ultimo Rapporto Banche del Centro Europa Ricerche (2018) gli impieghi bancari erogati a tutti i settori economici sono cresciuti dello 0,4% in Italia, del 2,2 in Spagna, del 2,4 in Germania e dell’8,5% in ...more »
Tagged width: banking, Milani Carlo
Wealth Tech: Fintech alla conquista del Wealth Management?
a cura di Deloitte Italia
Posted in: Articolo
Ago
02
2018
L’innovazione mette alla prova i Wealth Manager Le Fintech stanno diventando realtà anche nel Wealth Management, il mercato più “human intensive” per definizione. Intelligenza artificiale, chatbot e robot sono le tecnologie Fintech che stanno cambiando il mercato finanziario e che saranno sempre più sulla bocca ...more »
Lug
26
2018
EIOPA launched its fourth union-wide exercise with the aim of assessing the resilience of the European insurance companies against adverse scenarios which can trigger systemic risk and threaten the stability of the European financial markets and the real economy. The target sample encompasses 42 insurance ...more »
Tagged width: Dell'Acqua Silvia, insurance
Lug
20
2018
La sera del 18 luglio ho introdotto il film La Grande Scommessa nell’ambito del Polimifest, una bella iniziativa del mio Ateneo. Un film del 2015 di Adam McKay, prodotto da Brad Pitt e tratto dal libro di Michael Lewis, cinque candidature per il premio Oscar, ...more »
Tagged width: Barucci Emilio, edufin
Robotic Process Automation – Challenges of Implementation in the Financial Services Industry
a cura di Deloitte Italia
Posted in: Articolo
Lug
15
2018
Robotic Process Automation – Challenges of Implementation in the Financial Services Industry In more established industries, finding new ways of increasing internal efficiency while maintaining a high level of customer satisfaction is persistently becoming more crucial not just to achieve success, but also to survive ...more »
